Partners & Systems

The stack
we build on.

One operator curates this page. Zero filler. Every partner here was hand-picked and negotiated directly — nothing is listed just because it pays, and we don’t recommend tools we don’t understand. This is the infrastructure behind our Business Consulting mandate — the comparisons, pricing and context you need to make the right call.

Transparency: some links on this page are affiliate links — we may earn a commission at no extra cost to you. Rankings and recommendations reflect our judgement, never commission rates.

Malta Insider
Employer of Record

Hire anywhere.
No local entity required.

EOR platforms let you hire employees in any country without setting up a legal entity there. The EOR becomes the legal employer — handling contracts, payroll, benefits, and compliance on your behalf. For Malta-based companies with international teams, or international companies hiring in Malta, this is the infrastructure that makes it possible.

Platform Countries Best for Pricing Malta coverage
Deel 150+ Most use cases — contractors + employees From $49/contractor · $599/employee ✓ Strong
Payoneer EOR 190+ International payments-first operations From $199/employee/mo ✓ Strong
Gusto US only US-based hires with a Delaware LLC From $40/month + $6/person US only
Remote People 180+ Emerging markets & complex jurisdictions Custom pricing ✓ Available
Use Deel when —
  • You need contractors and employees on the same platform
  • You want same-day payments in 120+ currencies
  • You need built-in IP protection and NDAs
  • Your team spans more than 5 countries
Use Gusto when —
  • You have a US Delaware LLC and are hiring US-based staff
  • You want tight Mercury + accounting integration
  • Your entire team is in the United States
  • You need US benefits administration
Use Payoneer EOR when —
  • International payment receiving is your primary use case
  • You already use Payoneer for marketplace payments
  • You need contractor management at scale
Use Remote People when —
  • You're hiring in markets Deel has less depth in
  • You need local expertise in emerging market labour law
  • Coverage in MENA, SEA or Sub-Saharan Africa is required
Deel
Eor
Global HR, payroll and compliance in one platform.

Deel handles contracts, payroll, benefits and compliance across 150+ countries. Hire anyone, anywhere, without the paperwork. Our partner link gets you onboarding support and preferred pricing.

For Malta-based companies hiring internationally — or international companies hiring in Malta — Deel removes the single biggest operational headache: legal compliance across jurisdictions. One platform, one invoice, every country.

Get started with Deel
Payoneer
Eor
Pay and get paid across 190+ countries.

Payoneer is the go-to for Malta-based operators receiving payments from global clients. Fast setup, low fees, multi-currency accounts — and a solid EOR layer for contractor management.

Payoneer sits at the intersection of payments and workforce management. If your team is distributed and your revenue is international, Payoneer handles both sides of the equation without the complexity of multiple vendors.

Get started with Payoneer
Gusto
Eor
Full-service payroll, benefits and HR for growing teams.

Gusto is the preferred EOR for US-focused operations. If you have a Delaware LLC and are hiring in the US, Gusto is the cleanest, most integrated solution available.

Gusto is built for the US market and does it exceptionally well. Paired with a Mercury bank account and a Doola or FirstBase LLC formation, it completes the US infrastructure stack for Malta-based founders going transatlantic.

Get started with Gusto
Remote People
Eor
Hire, manage and pay remote teams globally.

Remote People specialises in the infrastructure layer for distributed teams — contracts, compliance, and local expertise in markets where Deel and Gusto have less coverage.

When you are hiring in markets where the larger platforms have less depth, Remote People fills the gap. Particularly strong in emerging markets and regions with complex labour law.

Explore Remote People
Xero
Accounting
Cloud accounting built for small business.

Xero connects to your Malta bank account, automates reconciliation, and handles invoicing, payroll, and reporting in one place. The platform your accountant should already be recommending.

🎯 Malta Insider exclusive: Get 95% off for your first 6 months — the lowest pricing available on any Xero partner channel. Bank feeds, VAT returns, multi-currency, and full Malta bank integration from day one.

Get started with Xero
US LLC & Banking

Your US company.
Built remotely. In days.

A Delaware LLC gives a Malta-based founder access to US payment processors, US clients, US banking infrastructure, and a legal entity that most of the world's SaaS platforms accept without question. The full stack — formation, banking, payments, and international receiving — can be live in under a week.

Platform Type Best for Pricing Non-resident
Doola LLC Formation Fast formation + banking setup in one flow From $297 one-time ✓ Yes
FirstBase LLC Formation Automated ongoing compliance From $399/year ✓ Yes
Mercury US Banking Primary US bank account — no fees Free ✓ Yes
Melio B2B Payments Paying US vendors and contractors Free (card fees apply) ✓ Yes
Payoneer International Receiving from global clients into US account From 1% per transaction ✓ Yes
Choose Doola when —
  • You want the fastest formation turnaround
  • You want banking setup included in the flow
  • You're forming your first US entity
  • You want a single point of contact for the whole process
Choose FirstBase when —
  • You want automated annual filing reminders
  • You're managing multiple US entities
  • Ongoing compliance automation is the priority
  • You want a more hands-off approach after formation
Choose Mercury when —
  • You need a primary US business account as a non-resident
  • No minimum balance and no monthly fees is the requirement
  • You want yield on idle cash via Mercury Treasury
  • Your US LLC needs banking live within days of formation
Choose Payoneer + Melio when —
  • You receive payments from international clients and marketplaces
  • You pay US vendors and contractors without wire fees (Melio)
  • You need settlement in 120+ currencies into your US account
Doola
Us Llc
Form a US LLC from anywhere in the world.

Doola handles the full LLC formation process remotely — state filing, registered agent, EIN, and ongoing compliance. Most formations complete in days, not weeks.

For Malta-based founders who want US market access without US residency, Doola is the cleanest path. Pair it with Mercury for banking and Melio for payments and your US stack is complete in under a week.

Form your LLC with Doola
FirstBase
Us Llc
Start, run and grow your US business remotely.

FirstBase offers LLC formation plus the ongoing compliance and registered agent services that most founders forget about until they get a penalty notice. Clean, automated, and built for non-residents.

FirstBase is the alternative to Doola for US LLC formation — slightly different pricing model and compliance tooling. For founders who want more automation in their ongoing filing requirements, it is worth comparing both.

Start with FirstBase
Mercury
Us Llc
Banking built for startups and founders.

Mercury gives you a real US bank account as a non-resident. No minimum balance, no monthly fees, and a product that was actually designed for founders — not retrofitted from a legacy bank.

If you have a US LLC, Mercury is the bank account. Zero fees, instant US routing and account numbers, and an API that connects cleanly to your financial stack. We use it ourselves.

Open a Mercury account
Melio
Us Llc
B2B payments made simple for US businesses.

Melio handles US B2B payments — pay vendors by bank transfer or card, get paid by ACH or check. The missing piece between your Mercury account and your US suppliers.

Once you have your LLC and Mercury account, Melio completes the US payments layer. It handles the domestic payment flows that international founders often overlook until they need to pay a US contractor or vendor.

Get started with Melio
Payoneer
Banking
Receive global payments. Pay suppliers. Manage currencies.

Payoneer is widely used across Malta's iGaming and digital services sectors for receiving international payments. Strong marketplace integrations and a reliable global network.

In June 2026, Nuvei acquired Payoneer for $2.75 billion. A network trusted by 65,000+ companies — connecting your US entity to global clients with settlement in 120+ currencies.

Get started with Payoneer
Wise
Banking
International business banking at the real exchange rate.

Wise Business gives you multi-currency accounts in 40+ currencies, mid-market exchange rates, and local account details in the US, UK, EU, and more — without the bank markup.

The real mid-market rate every time — no weekend surcharge, no monthly cap. Where Revolut handles day-to-day banking, Wise is the treasury layer of your stack.

Open a Wise Business account
Investing Stack
The investing stack lives on FreeMalta.

Exante prime brokerage, Crypto.com Level Up, Tickmill and Vantage — full comparisons, tier pricing and risk context are on our sister platform, where the consumer ecosystem belongs. Malta Insider stays B2B.

Explore on FreeMalta →
Cybersecurity Stack

Your data is only as safe
as your weakest layer.

Most Malta businesses are one compromised password, one unencrypted file, or one unpatched device away from a serious incident. These four tools close the gaps that most security strategies leave open — and they work better together than any one of them does alone.

Tresorit Tresorit
Encrypted Storage

Swiss end-to-end encrypted cloud storage built for businesses handling sensitive data — client files, contracts, IP. Every file is encrypted on your device before it ever reaches the cloud, with GDPR, HIPAA and NIS2 compliance built in.

Get started with Tresorit →
Proton Proton
Private Email & VPN

Swiss-based, end-to-end encrypted email, VPN, calendar and drive — built by ex-CERN scientists with privacy as the entire product, not a feature. For Malta companies and individuals who want their communications genuinely private, not just password-protected.

Get started with Proton →
Bitdefender Bitdefender
Endpoint Protection

Antivirus and endpoint security trusted by 500+ million users worldwide, repeatedly rated top-tier by AV-Test and AV-Comparatives. For Malta companies who need real device protection — not the default Windows Defender and a prayer.

Get started with Bitdefender →
Passpack Passpack
Password Management

Shared password management for teams — encrypted vaults, granular access control, and a full audit trail of who accessed what, when. Built for companies where "the password is in the shared doc" is no longer an acceptable answer.

Get started with Passpack →
Tools & Platforms

Everything else
in the stack.

Sales intelligence, automation, HR, content creation and collaboration — the tools that make the operations run without a full team behind them. Full setup guides for every stack live on FreeMalta.

Sales & Outreach
Apollo.io
Sales
275M+ contacts. Find anyone.

B2B prospecting database with 275M+ verified contacts and 65M+ companies. Find, engage and close with one platform. The data layer of your sales stack.

For Malta-based B2B operators who need to reach decision-makers internationally, Apollo removes the single biggest sales barrier: finding the right person. One platform replaces three separate tools.

Get started with Apollo
Lemlist
Sales
Cold email that actually gets replies.

Cold email and multichannel outreach with personalisation at scale. Image personalisation, LinkedIn steps, automated follow-ups. Stop sending emails. Start starting conversations.

Pair Apollo for prospecting with Lemlist for outreach and you have a complete outbound machine. The personalisation layer is what separates Lemlist from bulk email tools.

Get started with Lemlist
FullEnrich
Sales
Find the email. Find the phone. Always.

Waterfall email and phone enrichment using 15+ data providers simultaneously. Find contact data that individual tools miss. Higher hit rates, better data.

FullEnrich sits between your prospect list and your outreach tool. When Apollo misses a contact, FullEnrich finds it by running across 15+ providers in parallel. The hit rate difference is significant.

Get started with FullEnrich
CRM & Operations
Nutshell
Sales
CRM that sales teams actually use.

CRM and email marketing for B2B sales teams. Pipeline management, email sequences, reporting and analytics. Simple enough to adopt. Powerful enough to scale.

For Malta SMEs who need a real CRM without Salesforce complexity or pricing, Nutshell is the answer. The adoption rate is the metric that matters — and Nutshell wins it consistently.

Get started with Nutshell
Trainual
Hr
Your company playbook. Out of people's heads.

Company playbook, SOPs and automated employee onboarding for growing teams. Document your processes, assign training by role, track completion — all in one place.

Every Malta business that has ever lost a key person and watched institutional knowledge walk out the door with them needs Trainual. Document once, train forever.

Get started with Trainual
ManyChat
Automation
Automate your chat marketing.

Chat marketing automation for Instagram, WhatsApp, Facebook Messenger and SMS. Capture leads, qualify prospects and convert customers — automatically.

For Malta businesses running Instagram or WhatsApp as a sales channel, ManyChat turns every DM into an automated conversation. The lead capture rate versus manual replies is not comparable.

Get started with ManyChat
Content & Collaboration
Gamma
Marketing
Presentations that don't look like PowerPoint.

AI presentation and document builder. Create stunning decks, documents and webpages in minutes. Import a doc, paste an outline, or start from scratch — Gamma does the design.

For MaltaInsider clients who need to present AI transformation proposals, investor decks or consulting outputs, Gamma eliminates the design bottleneck. The output looks like it was made by an agency. It wasn't.

Get started with Gamma
Miro
Productivity
The AI-powered innovation workspace for teams.

Visual collaboration platform for brainstorming, planning and building products. Whiteboards, diagrams, workflows and AI features in one workspace. Used by 70M+ people across 200,000+ companies.

For Fractional CAIO and CMO engagements where remote collaboration is the default, Miro is the shared canvas that replaces the whiteboard. Strategy sessions, process mapping, AI workflow design — all in one place.

Get started with Miro
Switcher Studio
Marketing
Professional live streaming from your iPhone.

Multi-camera live streaming and video production platform built for content creators and businesses. Switch between cameras, add graphics, stream to multiple platforms simultaneously.

For Malta businesses building a content presence — events, product launches, behind-the-scenes — Switcher Studio turns an iPhone into a broadcast studio. No production team required.

Get started with Switcher Studio
FAQ

Common questions.

The questions we get asked before every engagement — answered directly.

An EOR lets you hire employees in any country without a local legal entity. The EOR becomes the legal employer — handling contracts, payroll, benefits and compliance. If you want to hire someone in a country where you have no legal presence, you need one. For Malta-based companies hiring internationally, this is the infrastructure that makes it possible.
Deel is the market leader for most use cases: 150+ countries, same-day payments, contractors and employees on the same platform. Remote People fills the gaps where Deel has less depth — particularly in emerging markets and complex jurisdictions. We scope the right platform for your situation before recommending.
Yes. Doola and FirstBase both handle Delaware LLC formation entirely remotely — no US address, no in-person appearance required. Mercury gives you a real US bank account. The full stack — formation, banking, payments and international receiving — can be live in under a week.
As an official Xero partner, Malta Insider can offer preferential onboarding pricing not available directly from Xero or most other channels. The 95% discount applies for the first 6 months and is designed to make switching from spreadsheets or legacy accounting software as low-friction as possible.
They serve different purposes. Revolut is better for day-to-day banking. Wise is better for international transfers — real mid-market rate with no markup, no weekend surcharge, no monthly cap. For businesses moving significant volumes across currencies, Wise consistently saves more.

Not sure which stack
is right for you?

One conversation. We'll tell you exactly what you need — and what you don't.

Talk to us →